アメリカ金融規制改革法案の成立

特別展示図書［アメリカ金融規制改革法案の成立］

アメリカを震源とするサブプライム金融危機によって、国際的な金融システムの脆弱性が露見しました。いま各国で、金融危機の再発を防ぐために、グローバルな金融規制・監督強化への転換が図られています。金融危機の震源地のアメリカでは、金融規制改革案が７月に成立しました。この法案は、デリバティブ、金融機関への規制強化、監督機関の創設にわたっていますが、特に金融機関への規制ではボルカー・ルールと呼ばれる商業銀行業務と投資銀行業務との分離、too-big-to-fail（大き過ぎて潰せない）の終焉が定められています。その他にデリバティブ商品、証券化商品、ヘッジファンドなどへの規制強化が図られています。わが国でも、金融機関、デリバティブ商品への監督強化、投資家保護に係る施策を盛り込んだ金融商品取引法の改正が５月に施行されましたが、金融危機を再び起こさないためには国際的な規制の協調が求められます。

• アメリカ金融改革法案関連文献リスト
• アメリカ政府・議会関係資料リスト

１．アメリカ金融改革法案関連文献リスト

２．アメリカ政府・議会関係資料リスト

※各項目のリンク先は、U.S. Government Printing Office（合衆国政府印刷局）ホームページ上のPDFファイルです。GPOホームページ：　https://www.gpo.gov/

上院金融規制改革法案

• S.3217 Restoring American Financial Stability Act of 2010.

財務省原案

• Financial Regulatory Reform: A New Foundation

上院公聴会記録

＊Senate Committee on Agriculture,Nutrition and Forestry:Hearings-111th Congress

• Regulatory Reform and the Derivatives Market,June 4,2009.

＊Senate Committee on Banking, Housing and Urban Affairs:Hearings-111th Congress

• Modernizing the U.S.Financial Regulatory System,February 4,2009
• Enhancing Investor Protection and the Regulation of Securities Markets,March 10,2009.
• Consumer Protections in Financial Services: Past Problems, Future Solutions, March 3,2009.
• Regulation and Resolving Institutions Considered “Too Big To Fail”, May 6, 2009
• The Administration’s Proposal to Modernize the Financial Regulatory System, June 18, 2009
• Over-the-Counter Derivatives: Modernizing Oversight to Increase Transparency and Reduce Risks, June 22, 2009
• Regulating Hedge Funds and Other Private Investment Pools, July 15, 2009
• Creating a Consumer Financial Protection Agency: A Cornerstone of America’s New Economic Foundation, July 14, 2009
• Establishing a Framework for Systemic Risk Regulation, July 23, 2009
• Regulatory Modernization: Perspectives on Insurance, July 28, 2009
• Examining Proposals to Enhance the Regulation of Credit Rating Agencies, August 5, 2009
• International Cooperation to Modernize Financial Regulation, September 30, 2009
• Securitization of Assets: Problems and Solutions, October 7, 2009

＊House Committee on the AgricultureCommittee Hearings, 111th Congress

• Hearing to Review Derivatives Legislation, August 27, 2009

＊House Committee on Financial Services: Hearings – 111th Congress

• Perspectives on Systemic Risk: , March 5, 2009
• Perspectives on Regulation of Systemic Risk in the Financial Services Industry, March 17, 2009
• Addressing the Need for Comprehensive Regulatory Reform, March 26, 2009
• Perspectives On Hedge Fund Registration, May 7,2009
• Approaches to Improving Credit Rating Agency Regulation, May 19, 2009
• The Effective Regulation of the Over-the-Counter Derivatives Market, June 9, 2009
• Compensation Structure and Systemic Risk, June 11, 2009
• Regulatory Restructuring: Enhancing Consumer Financial Products Regulation, June 24, 2009
• Regulatory Restructuring: Balancing the Independence of the Federal Reserve in Monetary Policy with Systemic Risk Regulation, July 9, 2008
• Banking Industry Perspectives on the Obama Administration’s Financial Regulatory Reform Proposals, July 15, 2009
• Regulatory Restructuring: Safeguarding Consumer Protection and the Role of the Federal Reserve, July 16, 2009
• Community and Consumer Advocates’ Perspectives on the Obama Administration’s Financial Regulatory Reform Proposals, July 16, 2009
• Industry Perspectives on the Obama Administration’s Financial Regulatory Reform Proposals, July 17, 2009
• Systemic Risk: Are Some Institutions Too Big to Fail And If So, What Should we do about it?, July 21, 2009
• Regulatory Perspectives on the Obama Administration’s Financial Regulatory Reform Proposals, Part I, July 22, 2009
• Regulatory Perspectives on the Obama Administration’s Financial Regulatory Reform Proposals, Part II, July 24, 2009
• The Administration’s Proposals for Financial Regulatory Reform, September 23, 2009
• Federal Regulator Perspectives on Financial Regulatory Reform Proposals, September 23, 2009
• Experts’ Perspectives on Systemic Risk and Resolution Issues, September 24, 2009
• Recent Innovations in Securitization, September 24, 2009
• Perspectives on the Consumer Financial Protection Agency, September 30, 2009
• Reforming Credit Rating Agencies, September 30, 2009
• Federal Reserve Perspectives on Financial Regulatory Reform Proposals, October 1, 2009
• Capital Markets Regulatory Reform: Strengthening Investor Protection, Enhancing, Oversight of Private Pools of Capital, and Creating a National Insurance Office, October 6, 2009
• Reform of the Over-the-Counter Derivative Market: Limiting, Risk and Ensuring Fairness, October 7, 2009
• Systemic Regulation, Prudential Matters, Resolution Authority, and Securitization, October 29, 2009
• The Condition of Financial Institutions: Examining the Failure and Seizure of an American Bank, January 21, 2010
• Compensation in the Financial Industry, January 22, 2010
• Regulation of Money Service Businesses, March 10, 2010

＊House Committee on the Judiciary: Hearings – 111th Congress

• ‘Too Big to Fail?’: The Role of Antitrust Law in Government-Funded Consolidation in the Banking Industry, before the Subcommittee on Courts and Competition Policy, March 17, 2009
• Too Big to Fail: The Role for Bankruptcy and Antitrust Law in Financial Regulation Reform (Part I)

＊House Committee on Oversight and Government Reform: Committee Hearings – 111th Congress

• Credit Rating Agencies and the Next Financial Crisis – September 30, 2009

＊Joint Economic Committee Hearings, 111th Congress

• Too Big to Fail or Too Big to Save?: Examining the Systemic Threats of Large Financial Institutions, April 21, 2009
• Financial Regulatory Reform: Protecting Taxpayers and the Economy
• Unregulated Markets: How Regulatory Reform Will Shine a Light in the Financial Sector, December 2, 2009

＊Congressional Oversight Panel

• Modernizing America’s Financial Regulatory Structure, January 14, 2009
• Modernizing the American Financial Regulatory System: Recommendations for Improving Oversight, Protecting Consumers, and Ensuring Stability, February 2009

＊会計検査院（Government Accountability Office）

• A Framework for Crafting and Assessing Proposals to Modernize the Outdated U.S. Financial Regulatory System
  GAO-09-349T, February 4, 2009
• A Framework for Crafting and Assessing Proposals to Modernize the Outdated U.S. Financial Regulatory System
  GAO-09-314T, January 21, 2009
• A Framework for Crafting and Assessing Proposals to Modernize the Outdated U.S. Financial Regulatory System
  GAO-09-310T, January 14, 2009
• A Framework for Crafting and Assessing Proposals to Modernize the Outdated U.S. Financial Regulatory System
  GAO-09-216, January 8, 2009
• Recent Crisis Reaffirms the Need to Overhaul the U.S. Regulatory System
  GAO-09-1049T, September 29, 2009
• Review of Regulators’ Oversight of Risk Management Systems at a Limited Number of Large, Complex Financial Institutions
  GAO-09-499T, March 19, 2009
• Financial Crisis Highlights Need to Improve Oversight of Leverage at Financial Institutions and across System
  GAO-10-555T, May 6, 2010